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Safer alternatives

Higher-scoring alternatives to YNAB

Scored against the same Balanced rubric as YNAB. We compare services in the same category — Fintech — and surface those that out-score YNAB overall.

Comparing against

YNAB

https://ynab.com

Risky

Raw score 26

Tied 414th · 3rd percentile

In Fintech: 17th · 7th percentile

Motley Fool

https://fool.com

StrongRaw score 79+53 vs source

Screener

https://screener.in/

StrongRaw score 76+50 vs source

Zelle

https://zellepay.com

StrongRaw score 74+48 vs source

1st · 100th percentile

Klarna

https://klarna.com

StrongRaw score 74+48 vs source

Charles Schwab

https://schwab.com

StrongRaw score 70+44 vs source