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Category · Fintech

Fintech services

Privacy and policy risk scores for fintech apps — ranked against the rest of the category so the tradeoffs are easy to compare.

Coinbase

https://coinbase.com

Fair58 / 100
  • Arbitration clause
  • Class-action waiver
  • Can terminate accounts at will
OverallTied 198th · 54th percentile
In FintechTied 7th · 65th percentile
Among Payments and fintechTied 8th · 65th percentile
Raw score58
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 4, 2026, 2:47 AM

🚨 Mandatory binding arbitration

3 security signals

YNAB

https://ynab.com

Risky26 / 100
  • Arbitration clause
  • Class-action waiver
  • No prorated refunds
  • Changes without notice
OverallTied 414th · 3rd percentile
In Fintech17th · 7th percentile
Among Payments and fintech20th · 6th percentile
Raw score26
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

🚨 AI training without opt-out

Zelle

https://zellepay.com

Strong74 / 100
OverallTied 8th · 98th percentile
In Fintech1st · 100th percentile
Among Payments and fintech1st · 100th percentile
Raw score74
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 9, 2026, 1:28 AM

Analysis coming soon. This service is tracked but not yet scored.

Capital One

https://capitalone.com

Fair56 / 100
  • Changes without notice
  • Can terminate accounts at will
OverallTied 221st · 48th percentile
In FintechTied 9th · 53rd percentile
Among Payments and fintechTied 10th · 55th percentile
Raw score56
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

Mint

https://mint.com

Fair60 / 100
  • Arbitration clause
  • Class-action waiver
Raw score60
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

Fidelity

https://fidelity.com

Fair52 / 100
  • Arbitration clause
  • Class-action waiver
  • Changes without notice
  • Can terminate accounts at will
OverallTied 268th · 37th percentile
In Fintech11th · 42nd percentile
Among Payments and fintech12th · 46th percentile
Raw score52
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

🚨 Mandatory binding arbitration

TurboTax

https://turbotax.intuit.com

Risky33 / 100
  • Arbitration clause
  • Class-action waiver
OverallTied 401st · 6th percentile
In Fintech15th · 18th percentile
Among Payments and fintech18th · 16th percentile
Raw score33
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

🚨 AI training without opt-out

American Express

https://americanexpress.com

Fair62 / 100
OverallTied 158th · 63rd percentile
In FintechTied 3rd · 88th percentile
Among Payments and fintechTied 3rd · 90th percentile
Raw score62
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

Charles Schwab

https://schwab.com

Strong70 / 100
Raw score70
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

Plaid

https://plaid.com

Fair50 / 100
OverallTied 289th · 32nd percentile
In Fintech12th · 36th percentile
Among Payments and fintech13th · 41st percentile
Raw score50
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

3 security signals

Chase

https://chase.com

Fair58 / 100
  • Changes without notice
OverallTied 198th · 54th percentile
In FintechTied 7th · 65th percentile
Among Payments and fintechTied 8th · 65th percentile
Raw score58
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:25 PM

Analysis coming soon. This service is tracked but not yet scored.

Chime

https://chime.com

Scan pending
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

3 security signals

Citi

https://citi.com

Scan pending
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

Vanguard

https://vanguard.com

Fair62 / 100
  • Changes without notice
  • Can terminate accounts at will
OverallTied 158th · 63rd percentile
In FintechTied 3rd · 88th percentile
Among Payments and fintechTied 3rd · 90th percentile
Raw score62
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

Wells Fargo

https://wellsfargo.com

Fair62 / 100
OverallTied 158th · 63rd percentile
In FintechTied 3rd · 88th percentile
Among Payments and fintechTied 3rd · 90th percentile
Raw score62
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

Progressive

https://progressive.com

Fair59 / 100
  • Changes without notice
  • Can terminate accounts at will
OverallTied 186th · 56th percentile
In Fintech6th · 71st percentile
Among Payments and fintechTied 6th · 75th percentile
Raw score59
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

Cash App

https://cash.app

Critical23 / 100
  • Shares data with brokers
  • Arbitration clause
  • Can terminate accounts at will
OverallTied 418th · 2nd percentile
In Fintech18th · 1st percentile
Among Payments and fintech21st · 1st percentile
Raw score23
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

🚨 Mandatory binding arbitration

4 security signals

TradingView

https://tradingview.com/

Risky32 / 100
  • Arbitration clause
  • Class-action waiver
  • No prorated refunds
OverallTied 404th · 5th percentile
In Fintech16th · 13th percentile
Among Payments and fintech19th · 11th percentile
Raw score32
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:25 PM

🚨 Mandatory binding arbitration

Bankrate

https://bankrate.com

Risky37 / 100
  • Arbitration clause
  • Changes without notice
  • Can terminate accounts at will
Raw score37
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

MetaMask

https://metamask.io

Risky39 / 100
  • Arbitration clause
  • Class-action waiver
  • Changes without notice
  • Can terminate accounts at will
Raw score39
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

OKX

https://okx.com

Risky42 / 100
  • Arbitration clause
  • Class-action waiver
  • Changes without notice
  • Can terminate accounts at will
Raw score42
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

Robinhood

https://robinhood.com

Risky42 / 100
  • Tracks you across sites
OverallTied 342nd · 20th percentile
In Fintech14th · 24th percentile
Among Payments and fintech17th · 21st percentile
Raw score42
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

4 security signals

Square

https://squareup.com/

Risky43 / 100
  • Arbitration clause
OverallTied 338th · 21st percentile
In Fintech13th · 30th percentile
Among Payments and fintech16th · 26th percentile
Raw score43
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:25 PM

🚨 Mandatory binding arbitration

3 security signals

Groww

https://groww.in/

Risky47 / 100
  • Can terminate accounts at will
Raw score47
EvidenceEvidence coverage 6%; rank withheld
Source qualitySource quality clear
FintechMay 18, 2026, 11:53 AM

Analysis coming soon. This service is tracked but not yet scored.

Stripe

https://stripe.com

Fair56 / 100
OverallTied 221st · 48th percentile
In FintechTied 9th · 53rd percentile
Among Payments and fintechTied 10th · 55th percentile
Raw score56
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

4 security signals

Xero

https://xero.com

Fair60 / 100
  • Arbitration clause
  • Class-action waiver
  • No prorated refunds
Raw score60
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

CoinMarketCap

https://coinmarketcap.com

Fair63 / 100
  • Changes without notice
  • Can terminate accounts at will
Raw score63
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

SoFi

https://sofi.com

Fair64 / 100
OverallTied 139th · 68th percentile
In Fintech2nd · 94th percentile
Among Payments and fintech2nd · 95th percentile
Raw score64
EvidenceEvidence coverage 100%
Source qualitySource quality clear
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

3 security signals

Morningstar

https://morningstar.com

Fair65 / 100
  • Can terminate accounts at will
Raw score65
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

Adyen

https://adyen.com

Fair69 / 100
Raw score69
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

Klarna

https://klarna.com

Strong74 / 100
Raw score74
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

Screener

https://screener.in/

Strong76 / 100
Raw score76
EvidenceEvidence coverage 20%; rank withheld
Source qualitySource quality clear
FintechMay 21, 2026, 2:24 PM

Analysis coming soon. This service is tracked but not yet scored.

Motley Fool

https://fool.com

Strong79 / 100
Raw score79
EvidenceEvidence coverage unknown; rank withheld
Source qualitySource quality clear
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

Bradesco

https://bradesco.com.br

Scan pending
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.

GoFundMe

https://gofundme.com/

Scan pending
FintechMay 9, 2026, 11:01 AM

🚨 Mandatory binding arbitration

PayPal

https://paypal.com

Scan pending
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

3 security signals

Venmo

https://venmo.com

Scan pending
FintechMay 8, 2026, 7:24 PM

Analysis coming soon. This service is tracked but not yet scored.

3 security signals

Visa

https://visa.com

Scan pending
FintechNot yet scanned

Analysis coming soon. This service is tracked but not yet scored.